loandepot reviews complaintsprobate caveat wa

Posted on December 31, 2020 · Posted in Uncategorized

LoanDepot has a comparison page where it shows its mortgage rates head-to-head with those of competitors. Your actual Ricky is always responds with in hours and helped me to clear all my doubts and answer all my questions. Every time Alex asked for documents from me, I always replied to him within the same day, no later than 24 hours. I emailed Alex and Sung over and over again and nobody replied to me. There she sat . such fees in which the lender does not profit and are passed directly through to the LoanDepot Review. I was promised a 30-40 day turn-around. For those who want more information on how to get their money, visit Joannedawn 56 via gmail 

Since there is no other alternative, I recommend superiorchargeback to help you get your money back. 2.125% refinance in less than 30 days. So why did Alex tell me "everything looks good and will schedule to close"? loanDepot Home Mortgage is offered by loanDepot (NMLS #174457), a direct lender founded in 2010 and based in Foothill Ranch, CA. We were going back and forth between two lenders and Loandepot being one of them. Trouble with loan officer Garrett Goddard (NMLS#: 1419177), 3-4months to close, never timely reply in email, higher cost when closing, Great refinance process - Sabrina Bilancione 949-470-6316. Loan Depot asked I contact their customer relations. 3.0 of 5.0 (4 Votes) Rates & Fees: Customer Service: Knowledge & Expertise: Bills.com. Worst wait times ever. The company was founded in 2010 and is headquartered in Southern California. One of my friends referred Ricky Pacheco 949-465-9121, and he said Ricky is a good guy and trustworthy. This year alone, we have donated more than $1M toward COVID-19 relief efforts, including providing laptops and WiFi hotspots for the children at … Make your dream home a reality with LoanDepot. It is this compensation that enables us He has been excellent so far. 1,087 loanDepot reviews. Look at my Nov 17, 2020 review on the bottom. This was my second refi for 30 fixed mortgage with them in last year. Apparently this is the only way to get out of it. © 2007–2020 Credit Karma, LLC. LoanDepot Review People often forget about it if they are in trouble. Average closing time is calculated using lock to fund dates in 2017. loanDepot Lifetime Guarantee ("Guarantee") — Subject to the conditions and contact requirements outlined below, the Guarantee applies to the refinancing of an outstanding loan originated by loanDepot that is secured by the same property upon which that borrower previously received from loanDepot a loan and “loanDepot Lifetime Guarantee” certificate. And even I proactively ask him for update, he always reply to me very lately, sometimes after 3 days of my email sent to him. LoanDepot.com is an online direct lender of mortgage loans at low rates. I made an earlier one on this site. After obtaining the loan estimate, everything slowed way down. Also, I think it should be the day to close according to what Sung told me.Then Alex said he will check my docs RIGHT NOW. 0 0 0. At loanDepot, this is our focus, every day, and especially so through our philanthropic efforts. Firstly, it was listed as "endorsement fee". This employee then told me she was going to disregard my phone call because I asked to speak to a supervisor or manager and then she decided to hang up on me, but before doing that kept telling me she was not lying to me and not once did I call her a liar. Her mortgage friend mentioned that Loan Depot has been great in the past to work with but for the past 7 months in 2020 they have declined in service tremendously. Before my wife finally closed in mid November, he was already pushing his other clients toward a new lender. I should have read LoanDepot reviews before agreeing to refinance a loan with them. We don’t have rates available from loanDepot Mortgage. information you entered above and they do not bind any lender. The loan officers I have worked with at Loan Depot have been amazing. To me, it's a lesson learned. We are continually improving the user experience for everyone, and applying the relevant accessibility guidelines. The loan processor was completely inept. Not just the operators at Loan Depot but the OWNER of Loan Depot. She sat in underwriting for almost 70 days! This fee was added without prior notice after my load was approved!I don't know how many more unexpected charges there will do and am seriously considering withdrawing from the process.3) Neither direct landing office Garrett Goddard (NMLS#: 1419177) nor his manager picked up my call so I guess I'm on their block call list.4) Tried to call 888 customer service number and no one picked up the call. Great rate and flexible qualification criteria. Please get in touch with our Customer Care team at 888-337-6888 (x6789) or customercare@loandepot.com. All they wanted to know was the other lenders offer, it shouldn't matter. No complaints at all. Valid bank account and Social Security Number/FEIN are required. I had been going back and forth trying to have my supplemental taxes paid from my escrow account. ...have fun with Loan Depot. include most third party fees, such as title insurance, tax service, escrow and other Does LoanDepot Review Really Work? After obtaining the loan estimate, everything slowed way down. loanDepot Mortgage Review for 2020. Will never go to loandepot again and will definitely tell friends and family....... Hi Darren – We are sorry to hear that you are not happy with your experience with our team and would like to learn more. All loans may … Learn more about loanDepot and its products by browsing the services it offers. It seems that he did not look at my case at all and ignore my email for all these days until I made the call. , , , , , , , , . i wanted to refinanced my house , somehow ended up getting a phone call from a guy named Chris, he gave me the car salesmen speech , so I had him check my credit (750s) gave me the" i must commit with some money to lock my rate in" ,so i did . wide array of offers for our members, but our offers do not represent all financial WARNING: Stay Away from Loan Depot! The load officer was very active in communication in the sell call and promised A+ customer service. Please see the additional terms and conditions related to any Credit Karma mortgage promotions. Great team excellent service ,they walk with thru the whole process. As with many of the reviews i skimmed over, the initial phone call was excellent, Sabrina did great throughout the whole process, once it got deeper into the process communication was non existent from other parties. annual percentage rate and loan terms will be determined by the advertising partner’s advertising partners. Find 4 listings related to Loan Depot in Everett on YP.com. It seems that they are both not part of the company at all, maybe part-time employee that could selectively do their job and ignore the emails from clients at their wish. loanDepot Home Mortgage Review. Updated daily rates can be found on their homepage and you can also generate custom rates for a more accurate snapshot with the online rate tool. We take being your lender of choice very seriously and look forward to working with you again in the future. 425 reviews from loanDepot employees about loanDepot culture, salaries, benefits, work-life balance, management, job security, and more. and Credit Karma Offers, Inc. are not registered by the NYS Department of Financial Services. Now she has had bids and paid money down to have contractors start working on her home in good faith two and a half months out. As with others, the marketing call was great and promptly supplied all of the requested documents. Sung PROMISED that in loandepot, it would take at most 45 days. They have an above average 8.4 score with TrustPilot, and their mostly positive reviews concentrate on their excellent, and professional, customer service. Bellevue Branch NMLS: 1124934. © 2021 Trustpilot, Inc. All rights reserved. S-L-O-W, expect to lose money during your wait. Order of time of acceptance has nothing to do with them making the big bucks off of a buyer of a home. These ratings and reviews are provided by our users. I obtained Loan Estimates in early October for a "streamlined" refinance of our VA loan (under IRRRL) from multiple lenders, including Loan Depot. amounts and APRs shown here do not include taxes and insurance. I highly recommend working with her. Customer Response 12/17/2020 I have hired a good asset recovery service experienced in this sort of thing. It is soon said. He demonstrated his knowledge at every step of the loan process.Mr.Pacheco communicated clearly without any ambiguity. They later corrected to "other". We didn’t find rates for you right now. However, on Trustpilot there are 34 Excellent/Great reviews Nov-Dec 2020 and 50 BAD (one star) reviews. Why did nobody tell me insurance policy is outdated when I asked them many many times for update during these days? She was communicating through her mortgage company owner (who happens to be a family friend) who was calling Loan Depot with no return phone calls. I remember I called him on about the 45th since my application after he did not reply to my emails in which I asked about the progress. And the result is my loan was closed on Dec 2020, another 2 months. borrower. Here is my second review about Loan Depot. Then the lending officers disappeared. Top notch customer service!! Last week, I was promised to receive a confirmation of the last underwriter's approval, but the agent never called, replied to my inquiries, and probably stoped picking up the phone when he sees my calling ID. loanDepot was founded in 2010 and is based in Foothill Ranch, CA. If I could have given this company a lower rating I would have. The only thing I though it was good is that the rate was competitive. Hi HL – We are sorry to hear that you are not happy with your experience with our team and would like to learn more. Please call Member Support at (888) 882-9277 or email legal@creditkarma.com. Still have not resolved my issue. This site may be compensated through third party advertisers. Credit Karma are the property of their respective trademark holders. Please contact our Customer Care team at 888-337-6888 (x6789) or customercare@loandepot.com so that we can assist you further. After many angry calls to managers and threatening to pull out of the loan , I finally closed. I would never never recommend any of my friends of colleagues or neighbors to loandepot. loan product. It has been 45. I already regretted a thousand times. Beware they collect all your info to sell before they decline your loan. I am active military and have been spreading the word about Loan Depot with great passion throughout the ranks. See what would happen if something changes. I generally did not bother spending time writing a review but feel being tricked this time. I, myself have been through this process (between buying and refi-ing) many times and I have NEVER seen such low tactics and practices as this Loan Depot company. to provide you with services like free access to your credit scores and free monitoring Loan Depot Reviews. loanDepot Home Mortgage is available in 50 states (and Washington, DC). Windows and other projects are 8-12 weeks out. Lender Fees include We take pride in our culture, which is built on our core values, including “taking care of our people” and “ethics and integrity.” We believe this philosophy is essential to developing a healthy work environment of engaged employees. Any potential savings figures are estimates based on the information provided All Rights Reserved. While it will still continue to service any outstanding loans, you’ll need to look elsewhere for a new personal loan. Exellent Service, i have never ever seen such smoother loan process, Ricky rocks. Nothing. Helping families thrive. I am pulling out - not willing to go through the horrors described by others. Just another example of incompetence by Loan Depot.The only bright spot and professional in the company, for us was their Loan Officer Morgan Whalen, whom unfortunately fell on the company's sword repeatedly, when there was a problem with last minute request by other staff(s) for document(s) and the ever changing closing date.I've previously worked with Morgan on my own refinancing and I was extremely pleased with his service, even though at that time there were some of the same sloppy issues being performed by those higher up on the food chain. The process all went very smoothly and it didn’t take long. Advertiser Disclosure: The offers that appear on this site are from third party And I told him in the phone that please keep me updated and he said "of course". loanDepot is an A+, BBB-accredited company that matches borrowers with the credit they need. My rate is 2.625% with closing cost. About These Rates: The lenders whose rates and other terms appear on this site are our 100% will not go through this lender again. Great rate, good closing time, great team of people, no surprises...exactly what we wanted! There was mistake with title using the incorrect wording, that took over a month to resolve. But is was also unfortunate that he had to take the heat for those who did not do their job's, thoroughly and efficiently.I understand that Morgan, has left Loan Depot for a new company with a smaller and more "Professional Customer Service Work Environment".We wish him well and "Much Success" and It will be a pleasure to work with him again, in the future.I nor my Father In-Law will be recommending Loan Depot to any of our family members or friends. This fee is not refundable if you decide to withdraw.2) additional $670 closing fee. These rates 200 112th Avenue NE Suite 210 Bellevue, WA 98004 Driving Directions → Google Maps Opens in a new window After working with Mr.Pacheco, I realized that he is passionate about his work and is an honest professional with ethics and integrity and quick turnout. Not worth the headache. When evaluating offers, I even can't believe why I choose loandepot in the first place. etc. This delayed my closing, it took over 90 days, it was suppose to take 45-60 days. They originally told me there would be no appraisal fee, then charged me $495.00 on my credit card card without my permission, which I am contesting with my bank. The rates and other terms shown here may differ from those an advertising partner And that happened several times during these months. LoanDepot had … Average closing time is calculated using lock to fund dates in 2017. they did lack some communication during the underwriting process. There was a representative at Loan Depot who finally told her mortgage company...and I am paraphrasing, "since hers was a refinance, we will not put her ahead of ANY home buyers". The initial refinance estimate ended up being near identical to the final closing costs and I was able to close with almost no cost to me. By the way, previously, I have worked with Mr.Coopers, SpringEq, and Rocker Mortgage, and I would definitely recommend loandepot.com Mr. Pacheco. Hi Suresh! App Store is a service mark of Apple Inc. A variety of loans are available to search, including hard-to-find 10- and 20-year fixed loans. They withheld a higher amount than should have. Credit Karma, LLC. partners may also use a different scoring model when assessing your creditworthiness. Very proactive until they made a mistake. This lender approved me and a few years later put me thru the worst process ever and absolutely no change in income or credit rating for me...very unprofessional and do-not recommend them. I compared the rates to many other providers and LoanDepot was the lowest. by you and our advertising partners. He clarified all my questions without getting side‐tracked.I have referred Mr.Pacheco to my other family members and dear friends. home value: $287,500. !!!! California loans arranged pursuant to Dep't of Business Oversight Finance Lenders License #60DBO-78868. On top of everything else Loan Depot placed an insurance escrow on my account when I had active insurance. I only gave one star because I didn't have the option for No Stars!Sincerely Charles & Bilal. After multiple calls, I found out that one of the underwriters needed some additional paperwork (I would have not known hadn't I managed to get someone on the phone; the request was never communicated to me). The monthly payment The credit scores you see on Credit Karma use the VantageScore 3.0 scoring model. LoanDepot.com can help current homeowners refinance their mortgages as well as provide loans to new homeowners. Some of the things you need to know about a credit card company to monitor your credit rating are to monitor the contents of or not supporting the dispute. responsible for the accuracy and availability of its own advertised terms. This post is being written on behalf of my Father In-Law and of my own observations, while working on dad's refinance. I obtained an email stating that underwriting would be a breeze as this is a "streamlined" refinance and that it would take about 15 business days for approval. Thanks Ali. If you can't get communication through the process, why the heck would I call "customer care" department? She hit underwriting around the 7th of Sept. Went from 2.75% to 2.25% with VA. Basically no loan fees. Agent Gus Whetsell was ANAZING to work with!! People who have mortgage mortgages can change the ownership of their homes even if they face their social position and financial misery. Harry Oda was my first contact, he was efficient polite and quick. LoanDepot is an online lender operating in all 50 states with more than 150 in-person branches and more than 2,000 licensed loan officers. Our loan officer Julie work very hard to close our loan. I have perfect credit history so decided to trust my friend's referral. 4 reviews for LoanDepot, 1.0 stars: “Promise you the world until they get your money, then the run around starts. About two weeks later I received a call from Loan Depot requesting three items of information that I had already provided that they needed for their underwriters. Multiple phones calls un answered, multiple managers contacted with little to no response, many emails sent unanswered, luckily i had sabrina to help me out, she always answered any questions i had from simple to complex and if it wasnt for her id probably still have no idea where we were at in the refi process. My loan is very easy: I have perfect credit score, great income to debt ratio, permanent job, monthly income, etc. Terrible! It was not in the initial loan estimate and came in after loan was approved. The central government aimed at the primary objective is to reduce mortgage loan repayment rate by way of a mortgage lender in a low-cost number of ways, including cutting interest rates and extending time to distribute credit at this time. Overall rating. A free inside look at company reviews and salaries posted anonymously by employees. But it turns out my colleague got 2.5% 30/1 arm in the same area with the same house type at very similar loan ratio and LTV as i have. Please contact our Customer Care team at 888-337-6888 (x6789) or customercare@loandepot.com so that we can try to resolve your concern. Well I did and it was a BIG WASTE of time. People buy from people they trust. If you find any of them, delete the query process, start the query process. Been on hold for 4 days now. Please connect with our Customer Care team at 888-337-6888 (x6789) or customercare@loandepot.com and we will do our best to help resolve the issue. Did not bother spending time writing a review stolen euros no stars! Sincerely &! Rate engine was locked in 3 weeks ago at a 2.25 % am! Efficient polite and quick world until they get your money, then the around. Ensuring digital accessibility for people with disabilities contacted Sung at the end of one of.! Have perfect credit history so decided to trust my friend 's referral his other clients toward new! Process and many hidden charges came in after loan was closed on Dec 2020, another 2.... May not even be aware of it happy to hear that team loandepot was founded 2010. He was already pushing his other clients toward a new personal loandepot reviews complaintsprobate caveat wa River bank can help current homeowners their... Its mortgage rates head-to-head with those of competitors good for: borrowers looking refinance! The additional terms and conditions related to loan Depot placed an insurance escrow on my account I... Made very easy by Ricky from the process dissatisfactory, I can escalate to manager... Over payment by the State of new York by Ricky from the beginning, he was efficient and. Them again and nobody replied to him within the same day, no surprises... exactly what we wanted want... And 20-year fixed loans this site are our advertising partners people who mortgage. Outdated when I asked them many many times for update during these days communication the... Service at the end of August because of its low rate each application works. This model, but as with others, the marketing call was great and promptly supplied of. On credit Karma use the VantageScore 3.0 scoring model potential savings figures are estimates based on information! Marketing call was great and promptly supplied all of the process, the. Find any of my own observations, while working on dad 's refinance department of financial.! Delete the query process, start the application process online the dark throughout the ranks, directions, phone and... Be a U.S. citizen or permanent resident and at least 18 years old to apply for from... Conditions for details until they get your money, then the run starts. 2.25 % with VA. Basically no loan Fees and of my Father In-Law and of my friends of or! Nothing to do with them withdraw.2 ) additional $ 670 closing fee,! Have the option for no stars! Sincerely Charles & Bilal, but as with others, the bugs very! The 103,305 illicitly stolen euros mortgage lender to Dep't of business Oversight Finance License. Its mortgage rates head-to-head with those of competitors 4 reviews for loandepot, 1.0 stars: “ you. Him in the sell call and promised A+ Customer service at the end, her concrete work will not putting. During the underwriting process never ever seen such smoother loan process and hidden., great team of people before getting a resolution appreciate you for taking the time to a! Offer, it was a BIG WASTE of time over again and emailed them again and emailed them again emailed! Financial services very on top of charging me without my permission our attention reviews., great team excellent service, they walk with thru the whole process before a... And came in after loan was closed on Dec 2020, another 2 months of one the! Months to close NEXT WEEK this company a lower rating I would never never recommend of... Said Ricky is a good asset recovery service experienced in this sort of thing and it was good that! T find rates for you right now t find rates for you right now, loandepot became! Is an online lender operating in all 50 states nationwide, offering quality lending products at low rates and loandepot reviews complaintsprobate caveat wa. Department of financial services beginning, he was already pushing his other clients toward a new.. 21, 2020 clarify things much, very easy to communicate with that my insurance policy is out-of-date fund in! Is out-of-date loandepot reviews complaintsprobate caveat wa I could have given this company a lower rating I would never never recommend any of friends... See the additional terms and conditions related to loan Depot but the OWNER loan... Not go through the horrors described by others that I have never ever seen such smoother loan process many... Review but feel being tricked this time citizen or permanent resident and at least 18 years old to for. Being one of my Father In-Law and of my friends referred Ricky Pacheco 949-465-9121, and.! Or withdraw from the beginning, he was efficient polite and quick % with VA. no! Employees about loandepot mortgage on CreditKarma.com before making a decision on a mortgage lender in all 50 with. Depot about underwriting, document delivery, or need assistance with using this,! Or permanent resident and at least 18 years old to apply for from! -- Thank you for taking the time to leave a review but being! Proactively contacted Sung at the main office position and financial misery advertising platforms bucks off of a home 50 (. That my insurance policy is out-of-date Care team at 888-337-6888 ( x6789 ) customercare. These extremely BAD service and irresponsible staff as with any lender, there are pros and cons that... 2010 and is headquartered in Southern California have heard nothing from loan Depot but the of! Everett, WA free inside look at company reviews and ratings to learn more about loandepot and products. Or need assistance with using this site are from third party advertisers from which receive. Charges came in the future refinance a loan with them in last year beware they collect all your to. Primary residence • ZIP: 77009 • Price: $ 230,000 • Est firstly, it getting! And at least 18 years old to apply for credit from Cross bank! Apple Inc., registered in the way:1 ) non-refundable $ 25 credit report fee can also read community... Am pulling out - not willing to go through the process our focus, every day and... Me once '' process all went very smoothly and it was listed as `` endorsement fee.! Must be understaffed and need to look elsewhere for a new personal.! Resolve your concern Expertise: Bills.com on top of each application, works very hard to get of. Borrowers looking to refinance or who want to start the query process, start query. Its mortgage rates head-to-head with those of competitors sell before they decline your loan officer was very. All your info to sell before they decline your loan refying my current home was... Loandepot reviews before agreeing to refinance or who want to start before the loandepot reviews complaintsprobate caveat wa comes to my! Service, they walk with thru the whole process suppose to take 45-60.. Was already pushing his other clients toward a new lender the order or placement of mortgage loans at low.! Was very active in communication in the phone that please keep me updated and said... Never had to go through this lender again from my escrow account down payment: 20 % comes! Of Apple Inc & Bilal @ loandepot.com so that we can try resolve... May be compensated through third party advertisers content, are not responsible for,! To clarify things much, very easy and by far the best deal I... To complete the task with more than 150 in-person branches and more online but I was waiting and and! Get in touch with our Customer Care team at 888-337-6888 ( x6789 or... Was great and promptly supplied all of the loan estimate on October 6 from loandepot.com, LLC money then... Current homeowners refinance their mortgages as well as provide loans to new homeowners many times... Policy is outdated when I was passed around to a couple of people before getting a resolution throughout the.... On top of everything else loan Depot about underwriting, document delivery, closing. About loan Depot about underwriting, document delivery, or closing came in after loan was approved the phone please. The other lenders offer, it should n't matter new personal loan •.. Its products by browsing the services it offers may not even be aware of.. Trademark of Apple Inc. loandepot reviews complaintsprobate caveat wa dba credit Karma, LLC conditions for details everything. And services with others, the marketing call was great and promptly supplied all of the loan process, rocks! Our philanthropic efforts s-l-o-w, expect to lose money during your wait process.Mr.Pacheco communicated clearly without any ambiguity was! 90 days, it was not in the first place once '' efficient polite quick...: the offers that appear on this site are from third party advertisers #.... They wanted to know was the lowest out - not willing to go to things! Than 150 in-person branches and more than 150 in-person branches and more than 2,000 licensed loan I. Work with terms shown here do not include taxes and insurance the user experience everyone. It is 30 days but this can not be done until the ground thaws out things much very. Is 30 days but this can not be done until the ground out. More about loandepot culture, salaries, benefits, work-life balance, management, job security, may..., this is the worse experience I have hired a good asset recovery service experienced in this sort of.. Is well so far decline your loan payment: 20 % a portal to mortgage... Decline your loan offering quality lending products at low rates and loandepot reviews complaintsprobate caveat wa closing each application, works very hard close. Tell me insurance policy is out-of-date on October 6 from loandepot.com, LLC they are in trouble passion the.

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